I have been trying to come up with a list of 5-6 changes/goals for 2019 like I did for 2018. I was pretty well able to accomplish those for 2018. I completely accomplished 5 out of the 6. Been kinda hard to focus and concentrate on the 2019 plans. The holidays have been kinda hectic and there were major changes in my business this year that were totally unanticipated at the beginning of this year. There will be major changes in 2019 too and I am feeling some economic anxiety right now. I turned 60 last month and have been planning to retire at 62 for a coupla years. I still want to do that but I will need to make really smart financial decisions in the next 2 years and be even more frugal than I already am. Might have to work more these next 2 years than I did this year and in 2017 and 2016. That is part of the problem too. I just don't enjoy my work as much as I used to. I am hoping that starting this thread will help me clear my mind some and focus better.