Who are the banks trying to kid? They loan out $20 plus for every dollar that gets deposited with them.
What bank charges do Americans have to pay? I've heard that you get charged for writing a cheque, having a current account, withdrawing money - surely not.
All the more reason for consumers to join credit unions.
That's a good question, Wulk, I have no idea. Since all my banking is free, why take a chance the security isn't bullet proof on their website. Even with JP Morgan Chase, their network security could be breached, and I'd rather no one know how much I have with them.What if you forgo a monthly written statement and just use on-line banking, as I do, surely that is free?
Haha, tsk tsk, Wulk. Hard Earned.....Ah, you got all your ill-gotten millions well hidden away.