I remember when this whole thing started. We were sold a bill of goods. Here is the pitch as I remember it from the 80's. First of all, we are going to let you invest in the stock market via IRAs and 401ks for retirement. By becoming shareholders, you own part of the companies that are going to ship your job and your buddies job overseas. Once you are shareholders, you get to enjoy the dividends and wealth creation of the moneyed class. Now, if you lost your job to outsourcing or free trade, you need to be retrained. Retrained for the jobs of the future, those jobs yet to be named but if you just go to school or take classes on anything, you can be ready for your next job. Meanwhile, enjoy the cheap stuff we import now. Isn't that just dandy?