A good start would be to work on inflation. Or imagine……..not selling our Country out. Allowing our Country to supply the fuels needed to live our day to day life.. I answered, now you answer my question….Why was our Country on the upswing and 401k’s were on the upswing under our past administration, and are now in the shitter within weeks of Biden becoming our President? Like I said, all is ok with me, as I don’t need to dip into my retirement yet. That is NOT the case for many, who lost a huge chunk.