Yes, something HAS changed...the JackBucks are gone. We got no warning, no explanation, they were there, and then they were gone. Now we work for free.
I read your message & thanks. Our son has retired from the military & if memory serves me right, you too are retired military. TriCare is a great program & I would gladly jump in even at ten times that cost & it would still be twice as cheap for twice the service not to mention zero for long term care that we have to cough up for additional insurance.