Halo
Mayor
Save your money by cooking your own food. Using books and flip phones for an iPhone replacement, Don't buy processed food at Walmart or their cheap crap, and then invest your savings from this in either in the market or your own side-hustle/business.Flip phones, staple foods from grocery stores (like Walmart which is one of the least expensive options), and books are all produced by exploited workers and farmers. Workers have no choice but to spend their money surviving and that money invariably enriches capitalists. Speculation is still driven by the production (and particularly the possibility of producing the same quantity at lower labor cost) on which the capitalists bet, and therefore made possible by labor exploitation.
Communists are actually forbidden federal unemployment under the Taft-Hartley Act; the curriculum in any case reflects the ends of the capitalist state (or wealthy owners in the case of private schools), not the views of the teachers, and is carefully designed to meet testing standards arranged by billionaires to promote pro-capitalist ideological illusions.
Delay your immediate gratification.
