Obamacare: personal experience

[Tameamea]

So, lots of people now criticize the ACA, and, according to the news and statistics, they have a full right to do it. The insurance is more expensive that it was promised. The online registration is flawed. There are not enough doctors. The employers are forced to spend a big part of their budgets. There are not enough clinics working with ACA. You can find all that on the internet. But how about personal experience? Can anyone share a story about the new system?

 

[EliteMind]

Millions of people in America and not ONE reply to this thread showing praise to Obamacare.

very telling.

 

[lupehernandezdepedajack]

Millions of people in America and not ONE reply to this thread showing praise to Obamacare.

very telling.

What is telling is that less than 2.5% of Americans have signed up most of these are on subsidized plans . If the ACA was so A & C'ing millions more would have voluntarily signed up

 

[EliteMind]

What is telling is that less than 2.5% of Americans have signed up most of these are on subsidized plans . If the ACA was so A & C'ing millions more would have voluntarily signed up

So basically it's the UN-AFFORDABLE DARE ACT

 

[JuliefromOhio]

I'm very pleased with the benefits of the ACA......no co-pay annual check up, no co-pay routine annual screenings e.g. mammogram, blood tests, etc.

with no out of pocket expenses, this feature prompts people to get in for annual checkups where medical issues can be addressed before they become unmanageable.

no co-pay contraceptives is terrific in decreasing unplanned pregnancies.

the states which haven't expanded ACA Medicaid are losing money, not to mention the health of their constituents. they're really stupid.

 

[JuliefromOhio]

What is telling is that less than 2.5% of Americans have signed up most of these are on subsidized plans . If the ACA was so A & C'ing millions more would have voluntarily signed up

I'm sure people in Texas would love to sign up for the ACA Medicaid if they could.

 

[Caroljo]

I'm very pleased with the benefits of the ACA......no co-pay annual check up, no co-pay routine annual screenings e.g. mammogram, blood tests, etc.

with no out of pocket expenses, this feature prompts people to get in for annual checkups where medical issues can be addressed before they become unmanageable.

no co-pay contraceptives is terrific in decreasing unplanned pregnancies.

the states which haven't expanded ACA Medicaid are losing money, not to mention the health of their constituents. they're really stupid.

You must have no income to get everything free like that.

I know a few that had to sign up and they're all having problems. My daughters friend got a really great plan for $31/month. She works full time making only $11/hour. She was told if there was ANY change in her income she must contact them. So when she got a part time waitress job for $2.76/hr, she lost her subsidy and her premium went up to almost $250/month. She no longer has insurance. She got the part time job to make money to get another car because hers is about to crap out on her. She needs a car to go to work. So the insurance had to go. Pretty sad.....

 

[JuliefromOhio]

You must have no income to get everything free like that.

I know a few that had to sign up and they're all having problems. My daughters friend got a really great plan for $31/month. She works full time making only $11/hour. She was told if there was ANY change in her income she must contact them. So when she got a part time waitress job for $2.76/hr, she lost her subsidy and her premium went up to almost $250/month. She no longer has insurance. She got the part time job to make money to get another car because hers is about to crap out on her. She needs a car to go to work. So the insurance had to go. Pretty sad.....

I'm on Medicare. I pay for it. everyone on Medicare and regular insurance gets the benefit of no co-pay annual checkups, no co-pay routine screenings like mammograms, blood tests, and no co-pay contraceptives.
if your daughter's friend is under 30, she could get cheap catastrophic coverage.

 

[Caroljo]

I'm on Medicare. I pay for it. everyone on Medicare and regular insurance gets the benefit of no co-pay annual checkups, no co-pay routine screenings like mammograms, blood tests, and no co-pay contraceptives.
if your daughter's friend is under 30, she could get cheap catastrophic coverage.

What are your annual out of pocket costs? When I checked on Obamacare just in case we lost our employer insurance, to see what it would cost us...it shocked me! To get something not even as good as what we have, we would be paying over $700/month. We have great insurance, and for my husband and myself we pay about 160.00/month. We want to retire soon (sooner the better! lol!), and I understand we would be making much less money a month, so it wouldn't be as much. But until we're 65 we wouldn't even have medicare. So one of us may have to keep working until then just to keep the insurance coverage. I know people who have retired before 65 that I worked with that are having all kinds of problems with their insurance.

My daughters friend is in her mid 30's.....

 

[JuliefromOhio]

What are your annual out of pocket costs? When I checked on Obamacare just in case we lost our employer insurance, to see what it would cost us...it shocked me! To get something not even as good as what we have, we would be paying over $700/month. We have great insurance, and for my husband and myself we pay about 160.00/month. We want to retire soon (sooner the better! lol!), and I understand we would be making much less money a month, so it wouldn't be as much. But until we're 65 we wouldn't even have medicare. So one of us may have to keep working until then just to keep the insurance coverage. I know people who have retired before 65 that I worked with that are having all kinds of problems with their insurance.

My daughters friend is in her mid 30's.....

my out of pocket costs are minimal because I only go in for a checkup once a year, with tests, so it's no co-pays. I carry a cheap, but high deductible Medicare supplemental policy, but it'll only kick in after meeting the $2400. deductible. then there's what Medicare doesn't cover for my annual eye exam plus I have no dental insurance so that's twice a year paying senior rate.
there was talk of lowering the age for Medicare to 50. that would be great for folks like you and your husband who'd like to retire early.

 

[Tameamea]

I am surprised my post still got answers. Almost lost hope.
But still, I see only one positive feedback with no actual data...

I'm very pleased with the benefits of the ACA......no co-pay annual check up, no co-pay routine annual screenings e.g. mammogram, blood tests, etc.

with no out of pocket expenses, this feature prompts people to get in for annual checkups where medical issues can be addressed before they become unmanageable.

no co-pay contraceptives is terrific in decreasing unplanned pregnancies.

the states which haven't expanded ACA Medicaid are losing money, not to mention the health of their constituents. they're really stupid.

Could you, please, provide more details? Cause as far as I understand Medicaid is definitely not for everyone...

 

[JuliefromOhio]

I am surprised my post still got answers. Almost lost hope.
But still, I see only one positive feedback with no actual data...



Could you, please, provide more details? Cause as far as I understand Medicaid is definitely not for everyone...

under the PPACA, Medicaid eligibility expanded to include individuals and families with incomes up to 138% of the federal poverty level, including adults without disabilities and without dependent children. (wiki)
the Supreme Court ruled that states could refuse the Medicaid expansion ..and most red states did, so unfortunately, the working poor citizens of those states are locked out of this health coverage.